Banking made simple through texting.

Text Banking is another great way to stay in touch with your money no matter where you are. You can request your balance, account history, and even transfer funds – all with a simple text command.

Getting Started

  • Follow these easy steps to get started with Text Banking
    1. Sign up for online banking.
    2. Download the app to your smartphone or tablet.
    3. Choose Text Enrollment from the Settings menu on the left.
    4. Click the On button.
    5. Enter your phone number where you will receive an SMS Text.
    6. Read the Summary of Terms, Terms and Conditions and Privacy Policy. Click the box indicating you Agree to the Terms.
    7. Click Save.
    8. You will see a screen which indicates that your enrollment was successful.
    9. Click on the Visit Preferences button. A list of your accounts will appear.
    10. Create a nickname (up to 4 characters) for each of your accounts. Click the enabled box for each account you wish to use with text banking. You can also change the order in which the accounts appear. Click Submit. The following text will appear in green at the bottom of the screen: Text Account Preferences updated successfully.
    11. To use Text Banking, text the following commands to 226563. We recommend saving this number in your phone as a contact.
    What to Text Action
    BAL account nickname Request account balance
    HIST account nickname Request account history
    XFER from account nickname
    to account nickname amount
    Transfer funds between accounts
    LIST Receive a list of keywords
    HELP Receive a list of contact points for information on text banking



How It Helps You

How It Works

Save Money  Saves Money

This is a free service

Save Time  Saves Time

Allows you to request account information and transfer funds with a simple text message

Convenience  Convenient

This service works with all SMS-enabled phones

Even More To Love

Check out these other great products and services from ACU!


Access your account online and on your phone!


Have your paycheck waiting in your account on payday!

Ready To Start Using Text Banking?

You must be enrolled in e-Branch, our online/mobile banking platform in order to use Text Banking.

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