Earn higher returns on your savings without giving up liquidity!

The Rewards Money Market account gives a solid alternative to the volatile and uninsured risk of the stock and bond market, while maintaining complete liquidity in your funds. You can take advantage of the tiered-rate structure, which means higher balances receive better rates. For our VIP members, the VIP Money Market account offers even higher returns.


  • No minimum deposit

  • No minimum balance

  • Minimum balance to earn interest – $5,000

  • VIP members earn higher interest rates

  • Unlimited in-branch withdrawals/transfers

  • 6 electronic withdrawals/transfers per month

  • Tiered interest rates. The more money in the account, the better the interest rate.

  • Free e-Statements

Money Market Rates

Current as of May 21, 2024

Tier Yield (APY) VIP Yield (APY)

$0.01 – $4,999.99

0.00% *

0.00% **

$5,000 – $9,999.99

1.30% *

1.35% **

$10,000 – $24,999.99

1.50% *

1.55% **

$25,000 – $49,999.99

2.20% *

2.25% **

$50,000 – $99,999.99

2.40% *

2.45% **

$100,000 – $249,999.99

3.05% *

3.10% **


3.80% *

3.85% **



How It Helps You

How It Works

  Makes Money

Earns higher interest on funds

Save Money  Saves Money

No fees

Save Time  Saves Time

Access to account in person and on the go using online/mobile banking e-Branch

Convenience  Convenient

Deposits can be made automatically online or through payroll deduction

Peace of Mind  Peace of Mind

Your savings are insured federally by the NCUA for balances up to $250,000

Even More To Love

Check out these other great products and services from ACU!


Want to earn even better rates? Check out how to become a member of our VIP Club.


Earn guaranteed returns on your savings!

Ready To Start Saving?

Visit Any Branch to Open

Browser Warning

It looks like you’re using a browser that we no longer support. Unsupported browsers have vulnerabilities that make visiting sites less safe.  Please, upgrade your browser to improve your experience. We recommend that you use the newest version of one of the modern browsers for the best experience and to help protect your information from being compromised.