Disclosures

WHAT DOES ASCENT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

The Web Site offered to you by Ascent Credit Union, and your use therein, is conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Ascent Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of These Terms of Use
Ascent Credit Union reserves the right to change the terms, conditions, and notices under which the Ascent Credit Union Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Ascent Credit Union Site/Services constitutes your agreement to all such terms, conditions, and notices.

Personal and Non-Commercial Use Limitation
Unless otherwise specified, the Ascent Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Ascent Credit Union site.

Links to Third Party Sites
The Ascent Credit Union Site/Services may contain links to third party Web sites (“Linked Sites”). The Linked Sites are not under the control of Ascent Credit Union and Ascent Credit Union is not responsible for the contents of any Linked Site, including (without limitation) any link contained in a Linked Site, or any changes or updates to a Linked Site. Ascent Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Ascent Credit Union responsible if the Linked Site is not working appropriately. Ascent Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Ascent Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Ascent Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Ascent Credit Union shall not be responsible or liable for any part of any such dealings or promotions.

As a condition of your use of the Ascent Credit Union Site/Services, you will not use the Ascent Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Ascent Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any Ascent Credit Union Site/Service(s) (or the network(s) connected to any Ascent Credit Union Site/Service(s)) or interfere with any other party’s use and enjoyment of any Ascent Credit Union Site/ Service(s). You may not attempt to gain unauthorized access to any Ascent Credit Union Site/Service, other accounts, computer systems or networks connected to any Ascent Credit Union Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Ascent Credit Union Sites/Services. Service Contact: help@ascentcu.com

Ascent Credit Union reserves the right, at its sole discretion, to terminate your access to the Ascent Credit Union Site/Services and the related services or any portion thereof at any time, without notice. Ascent Credit Union may also terminate or suspend your access to Ascent Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Ascent Credit Union. Upon termination of the Ascent  Credit Union Site/Service, your right to use the Ascent Credit Union Site/Service immediately ceases. Ascent Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

To access your accounts through our Internet Home Banking service, you must have your username/ account number and an Internet Home Banking password. This information is requested when you enter our Home Banking pages. The password that is used to gain access to your information should be kept confidential, just as you would keep other PIN numbers and security codes confidential. For your protection we recommend that you change your Home Banking access password regularly. It is recommended that you memorize this password and do not write it down. You are responsible for keeping your password, account numbers and other account data confidential. If you believe that your password may have been lost or stolen, or that someone has transferred or may transfer money between your accounts without your permission, notify Ascent Credit Union at once at (801) 399-9728.

You cannot use E-mail to initiate transactions, change information or inquire on your account(s). We will not respond to these types of requests via E-mail since we cannot be certain we are corresponding with you. Please use the appropriate functions within our Internet Home Banking service, call (801) 399-9728 or visit the credit union for these functions. To get an initial password for the Internet Home Banking service, visit the credit union office or call us at (801)399-9728.