You never have to worry about a declined card again!
Keeping an open Line of Credit is free, and you only pay interest on the money you use. Personal Lines of Credit are available from $500 to $15,000 and can also be used for overdraft protection from your Debit/Checking account to avoid overdraft fees.
How It Helps You
How It Works
Eliminates overdraft fees
Quick application and approval process both in-branch and online
Automatic payment options
Peace of Mind
Overdrafts are covered and the funds are available when you need them
No prepayment penalties
Variable interest rates
Loan amount $500 – $15,000
Minimum payment – $25 or 3% of the unpaid balance, whichever is greater
If Debit/Checking account is overdrawn, the Line of Credit will automatically transfer enough funds to cover the overdraft.
*Rate = Annual Percentage Rate. All rates and terms are offered O.A.C., your rate may vary based upon your credit history, Loan to Value (LTV) ratio, and credit score. All rates listed are fixed APR unless otherwise denoted. All rates listed are based on best-available rates. Please contact a loan officer for more information.
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