Paying for a large expense just got a lot easier!

A personal loan is ideal for computers, one-time expenses, a vacation, appliances, electronics, debt consolidation, elective surgery, and car repairs. A fixed rate and flexible terms make the payments for your big purchase manageable, predictable, and far more affordable than credit cards from furniture and electronics stores!


Personal Loan Rates

Current as of Apr 12, 2024

Loan Term Rate Type Rate (APR)

36 Months


11.25 *

48 Months


11.50 *

60 Months


11.75 *


Loan Calculator

See what your payment could be!

Loan Amount
How much will your loan be? If you have a down payment, make sure to deduct that amount.
Rate (APR*)
APR = Annual Percentage Rate.

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How It Helps You

How It Works

Save Money  Saves Money

Competitive Rates

Save Time  Saves Time

Quick application and approval process both in-branch and online

Convenience  Convenient

Automatic payment options

Peace of Mind  Peace of Mind

You can obtain funds without collateral requirements

What Are the Differences Between the Various Types of Personal Loans?

The chart below explains the differences between the personal loans that we offer.


Personal Loan

Personal Line of Credit

Share Secured Loan

CD Secured Loan

Fixed Interest Rate

Variable Interest Rate

Lump Sum Amount with a Fixed Term and Payments

Draw Money As You Need It

Pay Interest Only on the Amount You Draw

No collateral required

Even More To Love

Check out these other great products and services from ACU!


This payment protection plan can pay off your loan in the event of death, or make payments on your behalf in the event of a disability.


Choose from three types of Debit/Checking accounts to fit your lifestyle!

Ready to Apply for a Personal Loan?

The application only takes a few minutes!

*Rate = Annual Percentage Rate. All rates and terms are offered O.A.C., your rate may vary based upon your credit history and credit score. All rates listed are fixed APR unless otherwise denoted. All rates listed are based on best-available rates. Please contact a loan officer for more information.

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