Keeping your business money safe while earning a great return!

Business Certificates of Deposit (also knows as CDs)  allow business members to save money by locking into our highest dividend rates. The longer the term on the certificate, the higher the dividend rate.


  • Minimum opening deposit $500

  • Terms vary from 3 – 60 months

  • Fees are charged for early withdrawals from a CD

  • Fixed interest rate

  • Interest compounded and paid quarterly. The longer the term, the higher the interest the CD will earn

  • Additional deposits can be made at maturity or within 10 days grace period of maturity

  • Free e-Statements

CD Rates

Current as of Jun 14, 2024

Term Yield (APY)

3 Months

4.25% *

6 Months

5.10% *

12 Months

5.05% *

18 Months

4.30% *

24 Months

4.35% *

36 Months

4.10% *

48 Months

4.00% *

60 Months

3.90% *



How It Helps You

How It Works

  Makes Money

Earns higher interest on funds you don’t need routine access to

Convenience  Convenient

Automatic renewal when CD has reached maturity

Peace of Mind  Peace of Mind

Earns the same rate throughout the term of the deposit

Peace of Mind  Peace of Mind

Your savings will never lose value and are insured federally by the NCUA for balances up to $250,000

Even More to Love

Check out these other great products and services from ACU!


Choose from three types of Debit/Checking accounts to fit your business!


Earn higher returns on your business savings without giving up liquidity!

Ready To Earn A Guaranteed Return On Your Savings?

Visit Any Branch to Open

Browser Warning

It looks like you’re using a browser that we no longer support. Unsupported browsers have vulnerabilities that make visiting sites less safe.  Please, upgrade your browser to improve your experience. We recommend that you use the newest version of one of the modern browsers for the best experience and to help protect your information from being compromised.