The Wildcat credit card is a rewards card that also helps to support the WSU Alumni Association.

With every purchase, a portion of the transaction revenue is donated to the WSUAA to enhance university programs and student scholarships. You also earn points with every purchase toward free travel and merchandise. All of our credit cards are Visa Platinum card, which means you get other free features.


How It Helps You

How It Works

Save Money  Saves Money

You earn Scorecard Points which can be redeemed for travel, merchandise and even for loan rate discounts or CD rate increases

Save Money  Saves Money

No annual fees, balance transfer fees or cash advance fees

Save Time  Saves Time

Quick application and approval process both in-branch and online

Convenience  Convenient

Automatic payment options

Peace of Mind  Peace of Mind

Your card is protected by the latest in security technology and easily replaced if lost or stolen

What Features Are Offered On The ACU Visa Cards?

We offer 5 different cards to custom fit your lifestyle and how you like to be rewarded!


Wildcat Card

Cash Back



Rate Advantage

Earns Rewards

Earns Cash Back

Annual Fee

(waived with
$250 monthly
direct deposit)

Cash Advance Fee





Supports WSUAA Scholarships

Additional Features - All Visa Cards

Enjoy these great benefits that come with each ACU Visa Card!


Competitive, low variable rates


Instant issue available at all branches


A minimum payment is due by the 25th of the next month to avoid a late fee. Interest on purchases is accrued if the statement balance is not paid off in full by the 25th.


Late payment fee – up to $25


Each card is equipped with chip-enabled technology as a security benefit. Activity is monitored for fraudulent transactions, taking a proactive step to prevent unauthorized purchases.


Credit Card holders also receive the following:

  • Auto Rental Insurance
  • Travel Accident Insurance
  • Lost Luggage Insurance
  • Hotel Theft Insurance
  • Travel Reservations
  • Car Rental Discounts
  • 90-Day Product Protection
  • Extended Warranty
  • ID Theft Insurance
  • Lost Cards Cancellation
Click here for VISA Disclosures

Even More To Love

Check out these other great products and services from ACU!


Choose from three types of Debit/Checking accounts to fit your lifestyle!


Hit the road to your next adventure!

Ready To Pick An ACU Visa?

Start your application today. It only takes a few minutes!

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