Enjoy the breeze through your hair as you cruise along the open water!

Whether you want to pull a skier, cast a line for some fishing, or simply sail the bay, we have a low-rate boat loan for you!


  • Fast, local decisions

  • New, used and refinance boat loans

  • No payment for first 60 days

  • No origination or prepayment fees

  • Terms up to 144 months and $100,000

  • GAP Advantage available. This plan covers the difference between what the insurance settlement and remaining loan balance. It may even provide $2,500 towards a new loan financed with us. In addition, GAP may pay the insurance deductible up to $1,000.

  • Credit-Life/Disability Insurance available. This plan makes the member’s loan payments should they become disabled, deceased or unemployed.

Large RV Loan Rates

Current as of Nov 27, 2021

Loan Term (max) Rate & Type Terms

60 Months

4.80% APR* Fixed

72 Months

4.85% APR* Fixed

$7,500 minimum

96 Months

4.95% APR* Fixed

$10,000 minimum

120 Months

4.99% APR* Fixed

$15,000 minimum

144 Months

5.15% APR* Fixed

$30,000 minimum


Loan Calculator

See what your payment could be!

Loan Amount
How much will your loan be? If you have a down payment, make sure to deduct that amount.
Rate (APR*)
APR = Annual Percentage Rate.

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How It Helps You

How It Works

Save Money  Saves Money

Competitive Rates

Save Time  Saves Time

Quick application and approval process both in-branch and online

Convenience  Convenient

Automatic payment options

Peace of Mind  Peace of Mind

Additional protection is available through GAP Advantage and Payment Protection

Protect Your Purchase

This insurance plan covers any debt your car insurance company does not cover in the case of your vehicle being totaled or being stolen and un-recovered.

This payment protection plan can pay off your loan in the event of death, or make payments on your behalf in the event of a disability.

Free CarFax Report

We want to help you make sure that the vehicle you are interested in buying doesn’t have any hidden issues, so we offer you free CarFax Reports. Just give any loan officer a call with the vehicle VIN and we’ll generate the report right away!


Even More To Love

Check out these other great products and services from ACU!


Earn 1% cash back on all your purchases!


Access your account online and on your phone!

Ready To Hit The Lake?

Get your application started. It only takes a few minutes!

*Rate = Annual Percentage Rate. All rates and terms are offered O.A.C., your rate may vary based upon your credit history, credit score, Loan to Value (LTV) ratio, and year/mileage of vehicle. All rates listed are fixed APR unless otherwise denoted. All rates listed are based on best-available rates. Please contact a loan officer for more information.

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