In branch: $200 will be available by the next business day. Otherwise, most checks are available within 2 business days.
ACU ATM: The deposits are reviewed daily Monday through Friday. Generally speaking all or part of the funds are available by the end of business day if the deposit was made before 4 PM.
non-ACU ATM: Funds will be available after 7 days. To have the funds released earlier, call the Help Center at 801-866-9728 to have the check reviewed.
Mobile Deposit: The first $500 is available immediately after the check has been processed. If the image is received before 4:00 MST, it is considered for same day processing. Otherwise, it will be in the next day. Funds deposited using mobile deposit will generally be made available in three business days from the day of deposit.
ACU reserves the right to shorten or extend holds based on factors such as the length and extent of your relationship with us, transaction and experience information, and such other factors that ACU, in its sole discretion, deems relevant.