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Employment

Advance your career through training and experience at Ascent Credit Union.

Open Positions

  • Member Service Representative | Roy | Morning
    Position title
    Member Service Representative
    Description

    Ascent Credit Union is looking for a part-time member service representative to identify member needs and recommend credit union product and service solutions that will improve our members’ financial well-being while helping with basic financial transactions.

    Responsibilities

    How You’ll Contribute:

    • Build trust with our members by delivering service in alignment with our Service Promises
    • Speak with members and identify opportunities to better their finances
    • Accurately process financial transactions
    • Take deposits, make loan payments, and process withdrawals
    • Act as an effective source of information for our members in lobby, drive-thru window, or by telephone
    • Provide friendly, professional, confidential and effective assistance to members and credit union staff
    • Assure a positive experience and provide value to the member
    • Provide friendly, professional, confidential, and effective assistance to members and credit union staff
    • Research, troubleshoot and resolve member and internal inquiries
    • Take on special projects and new responsibilities as directed by the branch manager
    Qualifications

    What You'll Bring:

    • Enthusiasm for helping members’ financial futures
    • Sharp communication skills in listening for, recognizing, and acting on opportunities to assist members in their financial well-being
    • Strong teamwork abilities such as involving supervisors in your work, sharing what you are working on, what progress has been made, and what hurdles you are facing
    • Effective effort and resource management
    • Demonstrated competency in desktop and mobile devices for communication and work duties
    Job Benefits

    What We Offer:
    Ascent Credit Union provides competitive compensation, benefits, and a relaxed, team-oriented work environment, including:

    • Annual salary reviews
    • Dollar for dollar match up to 5% annual salary for 401(k) retirement plan
    • Employee Assistance Program providing personal and professional support to employees to help them manage issues and problems related to work or home
    • 13 paid holidays per year eligible at day one
    Employment Type
    Part-time
    Industry
    Banking
    Job Location
    5997 S 3500 W, Roy, UT, 84067
    Schedule
    9:00am to 2:00pm, Monday through Friday, rotating Saturdays 9:00am to 1:00pm
    Date posted
    May 16, 2023
    APPLY Now
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    Position: Member Service Representative

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    Thank you for submitting your application. We will contact you shortly!

  • Senior Real Estate Specialist
    Position title
    Senior Real Estate Specialist
    Description

    In a time of mortgage industry contraction Ascent Credit Union is growing. The credit union is looking for a full-time Senior Real Estate Loan Specialist for Conventional, FHA, VA, Home Equity Lines of Credit, second mortgages, investment property loans, and portfolio first mortgages.

    Schedule: 9:00am to 6:00pm, Monday through Friday at our Main Branch located at 4140 Harrison Blvd, Ogden, UT 84403. This is an on-site position with some opportunity for a flexible schedule.

    Responsibilities

    How You'll Contribute

    • Gather, analyze, and process necessary documentation from applicant(s), credit bureaus, employers, and various creditors to very financial information and credit standings.
    • Review, organize and collate application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval
    • Maintain contacts and good working relationships with real estate agents, attorneys, and other professionals to assure a favorable image of the organization.
    • Maintain contact and good working relationships with consumer lending staff and credit union staff to provide mortgage knowledge and follow up on referrals.
    • Evaluate loans to ensure they meet lending and compliance guidelines.
    Qualifications

    What You'll Bring:

    • Enthusiasm, willingness, and energy for helping members and mortgage team.
    • Ability to maintain timelines through efficient organization and time management skills.
    • Passion for helping members with loans that benefit their lives.
    • Strong understanding of lending guidelines from FNMA, Freddie Mac, VA, and FHA.
    • Courtesy, tact, and diplomacy in communicating with members, coworkers, and people outside the credit union.
    • High proficiency in computer skills.
    • Initiative in carrying out recurring assignments independently without specific instruction, but refer deviations, problems, and unfamiliar situations not covered by instructions to the supervisor for a decision or help.
    • Sharp communication skills in listening for, recognizing, and acting on opportunities to assist members in their financial well-being.
    • High school degree or equivalent
    • A minimum of five years of real estate lending experience as mortgage processor with knowledge of mortgage products and services including Conforming, Jumbo, VA, FHA, and home equity loans.

    The following will increase your potential for hire:

    • Associates degree in business or related field, or an equivalent combination of education and mortgage related experience.
    • Experience with exceeding goals and contributing to a team.
    • Experience with handling higher volumes of loans.
    • Experience with 1-4 unit investment property loans & tax return analysis.
    • Bilingual (English & Spanish speaking).
    • Previous experience in a bank or credit union environment.
    • Previous loan origination experience.
    Job Benefits

    What We Offer:
    Ascent Credit Union provides competitive compensation, benefits, and a relaxed, team-oriented work environment, including:

    • Competitive base salary reviewed annually
    • Competitive incentives
    • Medical, dental, and vision insurance
    • Dollar for dollar match up to 5% annual salary for 401(k) retirement plan
    • Group and voluntary life insurance
    • Short term and long term disability insurance
    • Employee Assistance Program providing personal and professional support to employees to help them manage issues and problems related to work or home
    • 13 paid holidays per year
    • Paid vacation
    • Sick leave
    • Ability to make an impact in the communities we serve
    Employment Type
    Full-time
    Industry
    Banking
    Job Location
    4140 Harrison Blvd, Ogden, UT, 84403
    Working Hours
    9:00am to 6:00 pm, Monday through Friday
    Date posted
    May 16, 2023
    APPLY NOW
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    Position: Senior Real Estate Specialist

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    Thank you for submitting your application. We will contact you shortly!

  • Mortgage Loan Originator
    Position title
    Mortgage Loan Originator
    Description

    In a time of mortgage industry contraction Ascent Credit Union is growing. The credit union is looking for a full-time mortgage loan originator to originate Conventional, FHA, VA, Home Equity Lines of Credit, second mortgages, investment property loans, and portfolio first mortgages. The originator will also solicit new mortgage business, maintain good outside working relationships, and promote the organization's products and services such that it will improve our members’ financial well-being.

    Schedule: 9:00am to 6:00pm, Monday through Friday at our Main Branch located at 4140 Harrison Blvd, Ogden, UT 84403. This is an on-site position.

    Responsibilities

    How You’ll Contribute:

    • Consult with members to identify products/services that are likely to be beneficial to members and provide information about their value and benefit.
    • Gather financial data from the member. Pull, review, and analyze credit. Communicate with members who apply online (including video conferencing), via the phone, in-person, and referrals. Maintain constant communication with members via email, phone, text, and in-person during the application process from application to closing and post-closing.
    • Prepare and issue initial (and subsequent) disclosures to borrowers and assist in the review of the closing documents.
    • Maintain contacts and good working relationships with real estate agents, attorneys, and other professionals to assure a favorable image of the organization and to provide information regarding current loan products.
    • Maintains contact and good working relationships with consumer lending staff and credit union staff to provide mortgage knowledge and follow up on referrals.
    • Evaluate loans to ensure they meet guidelines.
    Qualifications

    What You'll Bring:

    • Enthusiasm, willingness, and energy for helping members' financial futures
    • Passion for helping members with loans that benefit their lives.
    • Strong understanding of lending guidelines from FNMA, Freddie Mac, VA, and FHA.
    • Courtesy, tact, and diplomacy in communicating with members, coworkers, and people outside the credit union.
    • High proficiency in computer skills.
    • Initiative in carrying out recurring assignments independently without specific instruction, but refer deviations, problems, and unfamiliar situations not covered by instructions to the supervisor for a decision or help.
    • Sharp communication skills in listening for, recognizing, and acting on opportunities to Assist members in their financial well-being.
    • Willingness to work 9:00am to 6:00pm, Monday through Friday and travel to other local branches or locations to meet with members when needed.
    Experience

    Required:

    • High school degree or equivalent
    • A minimum of two years of real estate lending experience as an originator or loan officer assistant with knowledge of mortgage products and services including Conventional, VA, and FHA.

    The following will increase your potential for hire:

    • Associates degree in business or related field, or an equivalent combination of education and mortgage related experience.
    • Experience with exceeding loan production goals, generating leads, and building new relationships.
    • Experience with handling higher volumes of loans.
    • Experience with 1-4 unit investment property loans & tax return analysis.
    • Bilingual (English & Spanish speaking).
    • Previous lending experience in a bank or credit union environment.
    • Previous origination experience with Home Equity Lines of Credit and 2nd Mortgages.
    • Previous processing experience with conventional, FHA, Home Equity, and VA loans.
    Job Benefits

    What We Offer:
    Ascent Credit Union provides competitive compensation, benefits, and a relaxed, team-oriented work environment, including:

    • Competitive base salary reviewed annually
    • Salary + commission
    • Medical, dental, and vision insurance
    • Dollar for dollar match up to 5% annual salary for 401(k) retirement plan
    • Group and voluntary life insurance
    • Short term and long term disability insurance
    • Employee Assistance Program providing personal and professional support to employees to help them manage issues and problems related to work or home
    • 13 paid holidays per year
    • Paid vacation
    • Sick leave
    • Ability to make an impact in the communities we serve
    Employment Type
    Full-time
    Industry
    Banking
    Job Location
    4140 Harrison Blvd, Ogden, UT, 84403
    Schedule
    9:00am to 6:00 pm, Monday through Friday
    Date posted
    May 16, 2023
    Apply now
    Close modal window
    Position: Mortgage Loan Originator

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    Thank you for submitting your application. We will contact you shortly!

Questions?

Give Us a Call
801-399-9728
Email Us
hr@ascentcu.com

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