Make the most of your money with a no-nonsense approach.

Enjoy the freedom of no low balance fees or maintenance charges. There is no minimum balance required to open an account, plus you get all the standard features of our other debit accounts for free.


How It Helps You

How It Works

Save Money  Saves Money

No monthly fees

Save Time  Saves Time

Access to account in person, at ATMS nationwide, at Shared Branches nationwide, and on the go using online/mobile banking e-Branch

Peace of Mind  Peace of Mind

New members are extended an introductory Overdraft Privilege limit of $100 that will be increased to $750 after 30 days in good standing. This covers transactions made through the use of a check, at a branch, over the phone, e-Pay, or ACH transactions. Members can opt-in to Extended Coverage Overdraft Privilege, open an Personal Line of Credit (for those who qualify), or both.

Peace of Mind  Peace of Mind

Features like Extended Warranty and Identity Theft Victim Assistance

What Features Are Offered On ACU Debit Accounts?

We offer 3 different Debit Accounts to custom fit your lifestyle and how you like to manage your money.


Free Debit

Rewards Debit

Interest Debit

Earns Rewards

Earns Interest

$1,000 minimum
balance required
to earn interest

Annual Fee


Monthly Fee

(waived if balance
is at least
$1,000 every
day of the

No minimum balance

Additional Features - All ACU Debit Accounts

Enjoy these great benefits that come with each ACU Debit Account!


Free VISA Debit Card with the following benefits:


Unlimited withdrawals/transfers


No minimum opening balance


Free e-Statements

Even More To Love

Check out these other great products and services from ACU!


You won’t have to worry about your card being declined – we have you covered!


Got your eye on something special, like a vacation? Dedicate yourself to saving towards that with the MyFund Account.

Ready To Pick Your Debit Account?

Start your application today. It only takes a few minutes!

Are you a ACU member who would like to add a Debit account to your current account?

Give us a call or visit any branch. We can easily add a Debit account and it will not change your current account number.


Browser Warning

It looks like you’re using a browser that we no longer support. Unsupported browsers have vulnerabilities that make visiting sites less safe.  Please, upgrade your browser to improve your experience. We recommend that you use the newest version of one of the modern browsers for the best experience and to help protect your information from being compromised.