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A great, low-rate card!

For those times when you may need to carry a balance on your card, the Rate Advantage card offers members many benefits including low rates, no balance transfer fees, and fewer eligibility requirements than the Go2 card. All of our credit cards are Visa Platinum card, which means you get other free features.

Highlights

How It Helps You

How It Works

Save Money  Saves Money

No annual fees and balance transfer fees

Save Time  Saves Time

Quick application and approval process both in-branch and online

Convenience  Convenient

Automatic payment options

Peace of Mind  Peace of Mind

Your card is protected by the latest in security technology and easily replaced if lost or stolen

What Features Are Offered On The WSCU Visa Cards?

We offer 5 different cards to custom fit your lifestyle and how you like to be rewarded!

Features

Rate Advantage

Cash Back

Rewards

Wildcat Card

Go2 & Go2 Secured

Earns Rewards

Earns Cash Back

Annual Fee


$50
(waived with
$250 monthly
direct deposit)

Cash Advance Fee


1.5%


1.5%


1.5%


1.5%

Supports WSUAA Scholarships

Requires Deposit to Secure Card


Go2 Secure Only

Additional Features - All Visa Credit Cards

Enjoy these great benefits that come with each ACU Visa Card!

1

Control how, when, where and who uses your cards with the MyCardRules™ app

2

Competitive, low variable rates

3

Instant issue available at all branches

4

A minimum payment is due by the 25th of the next month to avoid a late fee. Interest on purchases is accrued if the statement balance is not paid off in full by the 25th.

5

Late payment fee – up to $25

6

Each card is equipped with chip-enabled technology as a security benefit. Activity is monitored for fraudulent transactions, taking a proactive step to prevent unauthorized purchases.

7

Auto Rental Insurance   (click here for disclosures)

8

Warranty Manager  (click here for disclosures)

9

Hotel Theft Protection up to $1,000  (click here for disclosures)

10

Lost Luggage Insurance up to $1,250  (click here for disclosures)

11

Purchase Security up to $1,000  (click here for disclosures)

12

Travel Accident Insurance up to $500,000  (click here for disclosures)

Click here for VISA Disclosures

Even More To Love

Check out these other great products and services from ACU!

DEBIT/CHECKING

Choose from three types of Debit/Checking accounts to fit your lifestyle!

AUTO LOANS

Hit the road to your next adventure!

Ready To Pick An ACU Visa?

Start your application today. It only takes a few minutes!

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