Earn points towards travel and merchandise with your everyday purchases!

Members with Rewards Debit Account earn one Scorecard reward point for every $1 they spend on signature-based transactions. They can redeem points for discounts on ACU loans to free airline tickets to electronics. Points can also be used to buy up CD rates.


How It Helps You

How It Works

Save Money  Saves Money

Scorecard Points can be exchanged for thousands of products and services

Save Time  Saves Time

Access to account in person, at ATMS nationwide, at Shared Branches nationwide, and on the go using online/mobile banking e-Branch

Peace of Mind  Peace of Mind

New members are extended an introductory Overdraft Privilege limit of $100 that will be increased to $750 after 30 days in good standing. This covers transactions made through the use of a check, at a branch, over the phone, e-Pay, or ACH transactions. Members can opt-in to Extended Coverage Overdraft Privilege, open an Personal Line of Credit (for those who qualify), or both.

Peace of Mind  Peace of Mind

Features like Extended Warranty and Identity Theft Victim Assistance

What Features Are Offered on ACU Debit Accounts?

We offer 3 different Debit Accounts to custom fit your lifestyle and how you like to manage your money.


Rewards Debit

Free Debit

Interest Debit

Earns Rewards

Earns Interest

$1,000 minimum
balance required
to earn interest

Annual Fee


Monthly Fee

(waived if balance
is at least
$1,000 every
day of the

No minimum balance

Additional Features - All Debit Accounts

Enjoy these great benefits that come with each ACU Debit Account!


Free VISA Debit Card with the following benefits:


Unlimited withdrawals/transfers


No minimum opening balance


Free e-Statements

Even More To Love

Check out these other great products and services from ACU!


You won’t have to worry about your card being declined – we have you covered!


Got your eye on something special, like a vacation? Dedicate yourself to saving towards that with the MyFund Account.

Ready To Pick Your Debit Account?

Start your application today. It only takes a few minutes!

Are you an ACU member who would like to add a Debit account to your current account?

Give us a call or visit any branch. We can easily add a Debit account and it will not change your current account number.


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