Whether you are buying your very first home, investing in a rental property or buying your forever dream home, we can help you to get the best rate and options available. Our mortgage experts can discuss with you the benefits of each type of mortgage we offer so we can make sure you are getting the loan that fits you best.
Requires at least 3% down payment. The interest rates are very competitive and mortgage insurance is competitive to an FHA loan. For those borrowers who have a 20% down payment, mortgage insurance is not required. First-time homebuyer options with reduced rates and reduced mortgage insurance as long as borrower completes a homebuyer educational course.
FHA & HUD-Owned Home has sales incentives that increase the affordability of homeownership for potential home buyers. Up to 100% LTV financing. The maximum allowed loan amount varies by county. $5,000 may be available for repairs when using FHA financing.
This mortgage option is for Veterans or active duty personnel. It offers 100% financing ($0 down payment), no mortgage insurance, and 100% cash out for debt consolidation. The VA funding fee can also be financed.
For borrowers who want to purchase or refinance an investment property (1-4 Units). We have In-House balloon options with a 30 year amortization that many find very competitive and business friendly.
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How It Works |
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Competitive Rates |
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Quick application and approval process both in-branch and online |
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Automatic payment options |
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Your credit union Mortgage Expert can help you through the entire process on certain loans |
Check out these other great products and services from ACU!
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