A rewards credit card is simple ― it provides you with the opportunity to earn cash back, points or miles on purchases. The more you use the card, the more rewards you get. However, you can only earn rewards on new purchases, not on balance transfers or cash advances. Ascent CU offers two types of rewards credit cards: Cash Back and Rewards.

Our Cash Back card lets you earn 1% of cash on all purchases ― no black out purchase types or stores. This cash value accrues throughout the year and then pays out annually. The money will be deposited to your account, no action necessary on your part.

Our Rewards card lets you earn 1 point for every $1 spent on all purchases. Your points are available to use the week after your purchase date, and your points never expire. Redemption is easy through the Scorecard website. Simply register your account to see how many points you have available for redemption. Then shop for free travel rewards like airline tickets, car rentals and hotel stays. You can also redeem points for merchandise like gift cards, golf clubs, electronics, and hundreds more items.

We also offer our Wildcat Card, which offers the same point benefits as the Rewards card, but also donates a portion of the transaction revenue to the WSU Alumni Association to enhance university programs and student scholarships. With the Wildcat Card, you are earning rewards for yourself while helping to support WSU’s students at the same time. Talk about a win-win!

All of our cards are Visa Platinum cards, which adds benefits including auto rental insurance, warranty manager, hotel theft protection, lost luggage insurance, purchase security and travel accident insurance. You’ll also enjoy no annual fees and no balance transfer fees, which make them ideal for daily spending or consolidating debt from other higher-interest cards.

So whether you prefer cash back, rewards points, or rewards points plus helping support WSU’s students, we have the card for you!