Here at Ascent, we have a wide range of mortgage loan products to meet your needs. With the recent drop in Mortgage Rates, now is a good time to take advantage of these options!
Conventional Loans – Purchase or refinance your home, second home, or an investment property. We will help you select the loan program that fits your needs:
- Fixed rate for 10,15, 20, and 30 years
- Adjustable-Rate Mortgages (ARM) for various terms, 3,5,7 years
- Home Ready & Home Possible
FHA Loans – Qualify for a home loan with less of a down payment and less than perfect credit. Select from 30- or 15-year fixed rates.
VA Loans – Designed specifically for Veterans and Qualifying Spouses. Refinance or purchase a home with a 30- or 15-year fixed rate mortgage and avoid costly mortgage insurance.
In-House Loans – Loans we keep and service at the credit union which allows greater flexibility for scenarios that don’t fit into the traditional mortgage guidelines, including:
- A fixed rate mortgage for 5,7,10,12 or 15 years.
- A Balloon mortgage amortized over 30 years with a balloon payment due at 5,7,10,12 or 15 years
- Investment Properties
Jumbo Loans – Large balance loans for primary residences, second homes, and investment properties.
Home Equity Loans – Use the equity in your home to consolidate debt, home remodels or upgrades, family planning or life changes. Borrower up to 95% of your homes value with one of these options:
- Home Equity Line of Credit. A variable rate loan that allows you to borrow only what you need.
- Fixed Rate Second Mortgage. Enjoy the security of a fixed rate and consistent monthly payment. It is great for debt consolidation.
Our mortgage experts are happy to look at all the options and find you the best financial fit! We will be with you, every step of the way. Unlike big banks and brokers, you are not handed off from one person to the next. And we offer lower closing costs. Give us a call today at 801-399-9728.