Auto Loan Rate Lock

If you found your dream car but it’s on back order, we’re here to help. You won’t need to worry about interest rates while you wait because we’re giving members the opportunity to lock in their auto loan rate for 6 months! And if rates happen to drop within 6 months, we’ll give you the lower of the locked rate or the current rate.

How it Works

You don’t need to fill out a loan application yet. We want to keep it simple and just need your contact information, a copy of the proof of order, and the estimated arrival date of your vehicle. Locking in your rate for 6 months is free with no obligation to borrow. Click here for today’s auto loan rates.

Membership is required. If you aren’t a current member, please click here to see if you meet one of our membership eligibility requirements.

If you are ready you may lock in your rate by one of the following ways:

Fill out the form below, attach a copy of the proof of the order, and click submit.
Email us at loans@ascentcu.com and include: Name, address, phone #, estimated delivery date, and attach a copy of the purchase contract. Please do not include any sensitive information such as account number, date of birth, or social security number.
Call us at 801-399-9728 or visit a branch to speak with a loan officer.

Once your car comes in you’ll complete the application at that point. Your loan rate will be based upon the rates we offered when you locked or the current rate, whichever is lower.