Buying a house is a minefield full of “I didn’t know thats.” From choosing the right home to qualifying for the best mortgage, you want to minimize the things you don’t know.

What are the first steps?
With shortage of homes for sale in so many areas throughout the state of Utah and the nation, getting a pre-approval for a home loan is more important than ever. At WSCU, you will have full access to a small team of mortgage professionals with over 20 years of experience that will be there from start to finish.

Navigating the process of selecting and buying a home can be complex, and we recommend using an experienced local realtor.

With a lender lined up, a realtor by your side, and a pre-approval letter in your pocket, sellers know you’re serious. You now have a team of resources to help with some of the toughest decisions of buying a home such as: Which neighborhood is right for me? How much can I afford? What credit score do I need? How long does it take to buy from start to finish?

We want you to have the best home buying experience possible. We know this comes by listening to your needs and wants and presenting you with viable options.

WSCU offers a wide variety of mortgage products, such as:

Home Equity Lines of Credit


    • 30, 25, 20, 15 or 10 Year Fixed
    • 5/1, 7/1 and 10/1 ARMS
    • Investment Properties
    • 2nd Homes

In-House Mortgages

  • Purchase or Refinance
  • Investment Properties

Fixed 2nd Mortgages

VA Loans – Purchase or Refinance

FHA Loans – Purchase or Refinance