The Credit Score Simulator withing online/mobile banking shows you how your score may be impacted by certain actions such as taking out a car loan or getting a new credit card.
To get started using our Credit Score Simulator, follow these steps:

  1. Log into online banking and click on the My Credit Manager from the menu on the left. If you are using the mobile banking app, you’ll need to click the Menu button in the bottom right corner to open the left side menu.
  2. If you have not already signed up to use My Credit Manager, you’ll need to click on Credit Overview and follow the steps to get signed up. If you’re already signed up, click on Score Simulator.
  3. You will see several options to choose from, such as open or close a credit account, change my payment habits, change how I use my cards, or get new negative marks. Pick which one you’d like and see how it affects your score!

The Credit Score Simulator starts with the information in your current credit report and explores how changing that information could affect your score. Of course, it’s all hypothetical. Simulating these changes won’t actually affect your score or report.

Click here to learn more about My Credit Manager