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Down Payment %

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Loan Amount

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Loan-to-Value

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Name Rate APR Points Closing Fees Payment
We do not offer loans at this term length with the parameters you have entered

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Details

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Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
Ascent Credit Union’s origination charge {{ originationChargeTotal | currency }}
  • Discount Points {{ discountPointsTotal | currency }}
  • Origination Fee {{ getFee('Origination Fee') | currency }}
Required services we select {{ requiredServicesWeSelectTotal | currency }}
  • Appraisal {{ getFee('Appraisal Fee') | currency }}
  • Credit Report {{ getFee('Credit Report') | currency }}
  • Processing Fee {{ getFee('Processing') | currency }}
  • Tax Service Fee {{ getFee('Tax Service Fee') | currency }}
  • Underwriting Fee {{ getFee('Underwriting Fee') | currency }}
Required services you select {{ requiredServicesYouSelectTotal | currency }}
  • Title - Lenders Title Insurance {{ lendersTitleInsurance | currency }}
  • Title - Doc Management / Preparation fee {{ getFee('Title - Doc Prep') | currency }}
  • Endorsements {{ getFee('Title - Endorsements') | currency }}
  • Payoff Processing / Courier {{ getFee('Title - Courier') | currency }}
  • Title - Settlement / Closing Fee {{ getFee('Title - Settlement Agent Fee') | currency }}
Government Recording Charges {{ getFee('Recording Fees') | currency }}
Additional Costs {{ additionalCostsTotal | currency }}
  • Title - Owners Title Insurance {{ ownersTitleInsurance | currency }}
  • Fees typically paid by seller {{ -ownersTitleInsurance | currency }}

Total Estimated Settlement Charges {{ feesGrandTotal | currency }}
Monthly Annual
Principal and Interest Payment {{ paymentDetailsCalculator(monthlyPaymentAmount(selectedProduct.quote['@attributes'].productTerm, selectedProduct.quote.quote_detail['@attributes'].rate)) | currency }} {{ paymentDetailsCalculator(monthlyPaymentAmount(selectedProduct.quote['@attributes'].productTerm, selectedProduct.quote.quote_detail['@attributes'].rate), 12) | currency }}
Mortgage Insurance Premium {{ paymentDetailsCalculator(selectedProduct.quote.quote_detail['@attributes'].monthlyPremium) | currency }} {{ paymentDetailsCalculator(selectedProduct.quote.quote_detail['@attributes'].monthlyPremium, 12) | currency }}
Hazard Insurance {{ insuranceDetailsCalculator(details.paymentDetails.hazardInsurance, 12) | currency }} {{ insuranceDetailsCalculator(details.paymentDetails.hazardInsurance) | currency }}
Property Taxes {{ insuranceDetailsCalculator(details.paymentDetails.propertyInsurance, 12) | currency }} {{ insuranceDetailsCalculator(details.paymentDetails.propertyInsurance) | currency }}

Total Monthly Payments {{ totalMonthlyPayment | currency }} {{ totalYearlyPayment | currency }}
  • Show Amortization Table The amortization table is best viewed on tablet or desktop devices.
    Month Loan Amount Payment Interest Principal Balance Interest Principle
    {{ row.month }} {{ row.loanAmount | currency }} {{ row.monthlyPayment | currency }} {{ row.interest | currency }} {{ row.principal | currency }} {{ row.balance | currency }} {{ '0' | currency }} {{ row.totalInterest | currency }} {{ row.totalPrincipal | currency }}

CONVENTIONAL

Requires at least 3% down payment. The interest rates are very competitive and mortgage insurance is competitive to an FHA loan. For those borrowers who have a 20% down payment, mortgage insurance is not required. First-time homebuyer options with reduced rates and reduced mortgage insurance as long as borrower completes a homebuyer educational course.

VA

This mortgage option is for Veterans or active duty personnel. It offers 100% financing ($0 down payment), no mortgage insurance, and 100% cash out for debt consolidation. The VA funding fee can also be financed.
Thank you for getting an online mortgage quote from Ascent Credit Union. Please keep in mind the rate, fees, and other amounts are estimates based upon the information you provided. Your actual rate, payment, and costs could be more or less. We strive to keep rate quote information as accurate as possible. However, these figures are an estimate only and do not constitute a commitment from Ascent Credit Union to make a loan. This online quote is not to be construed as a Loan Estimate pursuant to requirements of the Truth in lending act and Regulation Z. Rates are subject to change without notice. Please contact us to obtain an official Loan Estimate prior to choosing a loan.
Ascent Credit Union is an Equal Housing Lender. Federally insured by NCUA up to at least $250,000.

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