Position title
Mortgage Loan Originator

Ascent Credit Union is looking for a full-time mortgage loan originator to originate Conventional, FHA, VA, second mortgages, and portfolio first mortgages.  The originator will also  solicit new mortgage business, maintain good outside working relationships, and promote the organization's products and services such that it will improve our members’ financial well-being.


How You’ll Contribute:

  • Consult with members to identify products/services that are likely to be  beneficial to members and provide information about their value and benefit.
  • Gather financial data from the member.  Pull, review, and analyze credit.  Communicate with members who apply online (including video conferencing), via the phone, in-person, and referrals. Maintain constant communication with members via email, phone, text, and in-person during the application process from application to closing and post-closing.
  • Prepare and issue initial (and subsequent) disclosures to borrowers and assist in the review of the closing documents.
  • Maintain contacts and good working relationships with real estate brokers, attorneys, and other professionals  to assure a favorable image of the organization and to provide information regarding current loan products.
  • Maintains contact and good working relationships with consumer lending staff and credit union staff to provide mortgage knowledge and follow up on referrals.
  • Evaluate loans to ensure they meet guidelines.



What You'll Bring:

  • Enthusiasm, willingness, and energy for helping members' financial futures
  • Passion for helping members with loans that benefit their lives.
  • Courtesy, tact, and diplomacy in communicating with members, coworkers, and people outside the credit union
  • High proficiency in computer skills.
  • Initiative in carrying out recurring assignments independently without specific instruction, but refer deviations, problems, and unfamiliar situations not covered by instructions to the supervisor for a decision or help
  • Recommendations and input when bringing issues to the supervisor
  • Willingness to learn, offer, and promote in-house mortgage products along with secondary products.


  • High school degree or equivalent
  • A minimum of one year of real estate lending experience with knowledge of mortgage products and services including Conventional, VA, and FHA.

The following will increase the applicant’s potential for hire:

  • Credit union experience
  • Associates degree in business or related field, or an equivalent combination of education and mortgage related experience.
  • Experience with exceeding loan production goals, generating leads, and building new relationships.
  • Experience with handling higher volumes of loans.
  • Bilingual (English & Spanish speaking).
  • Previous lending experience in a bank or credit union environment.
  • Previous origination experience with Home Equity Lines of Credit and 2nd Mortgages.
  • Previous processing experience with conventional, FHA, and VA loan origination.
Job Benefits

What We Offer:
Ascent Credit Union provides competitive compensation, benefits, and a relaxed, team-oriented work environment, including:

  • Competitive base salary reviewed annually
  • Competitive incentives
  • Medical, dental, and vision insurance
  • Dollar for dollar match up to 5% annual salary for 401(k) retirement plan
  • Group and voluntary life insurance
  • Short term and long term disability insurance
  • Employee Assistance Program providing personal and professional support to employees to help them manage issues and problems related to work or home
  • 13 paid holidays per year
  • Paid vacation
  • Sick leave
Employment Type
Job Location
5997 S 3500 W, Roy, UT, 84067
9:00am to 6:00 pm, Monday through Friday
Date posted
March 14, 2022
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Position: Mortgage Loan Originator

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