Position title
Collector I
Description

Ascent Credit Union is looking for a Collector to recognize loan delinquency early on and helping members get back on track. Through phone calls, in person interviews, and sometimes collection letters, the Collector collaborates with members to find the best forward solution. When necessary, this person recommends further action on accounts such as repossession, legal action, foreclosure, and referral to collection agency.

How You Will Contribute
  • Interview members to determine reasons for delinquency, analyze the financial situation of delinquent borrowers, and take appropriate action to resolve the account, including loan modifications or loan workouts.
  • Counsel members concerning their financial obligations, advise of options and asks for payment agreements.
  • Ensure member files are kept updated and complete, and all required documents are filed.
  • Research and analyze data on past due loan accounts, non-sufficient return items and negative share balances, and claims of fraudulent account activity.
  • Use judgment and discretion within the framework of regulation, policies, and member service.
What You Will Bring
  • Enthusiasm for helping members' financial futures
  • Ease in talking to members who are in a financial bind by being empathetic, tactful, and solution-oriented
  • Strong teamwork abilities such as involving supervisors in your work, sharing what you are working on, what progress has been made, and what hurdles you are facing
  • A minimum of 2 years of financial services experience such as collections
What We Offer

Ascent Credit Union provides competitive compensation, benefits, and a relaxed, team-oriented work environment, including:

  • Annual salary reviews
  • Medical, dental, and vision insurance
  • Dollar for dollar match up to 5% of employees' annual salary for 401(k) retirement plan
  • no-cost life insurance
  • no-cost short term and long term disability insurance
  • no-cost Employee Assistance Program providing personal and professional support to employees to help them manage issues and problems related to work or home
  • 13 paid holidays per year starting on your first day
  • Earned Wage Advances - an employee benefit that gives you instant access to your wages ahead of payday
  • Paid vacation
  • Sick leave
Employment Type
Full-time
Industry
Banking
Job Location
4140 Harrison Blvd, Ogden, UT, 84403, USA
Schedule
9:00am to 6:00pm, Monday through Friday. This is an on-site position.
Date posted
July 10, 2024
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